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The Biggest Test for Nu Holdings Isn't Growth -- It's the Credit Cycle

Source: Motley Fool

2026-02-28 12:25:00 ET

Nu Holdings (NYSE: NU) has already proven it can grow. In 2025, it delivered strong revenue expansion, rising net income, and solid return on equity.

But growth was never the most challenging part.

The real test now is whether Nu Holdings can withstand a credit cycle without cracking.

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Nu Holdings Ltd. Class A

NASDAQ: NU

NU Trading

-3.04% G/L:

$14.5239 Last:

28,144,076 Volume:

$14.75 Open:

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NU Stock Data

$84,663,832,305
4,770,472,054
N/A
367
N/A
Banking
Finance
KY
Grand Cayman

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