MARKET WIRE NEWS

Potomac Bancshares, Inc. Participates in the Brean Capital CEO Forum

MWN-AI** Summary

Potomac Bancshares, Inc. (OTCID: PTBS), the parent company of Potomac Bank, recently participated in the Brean Capital CEO Forum, which took place from February 4 to 5, 2026. This forum serves as an important platform for bank investors and industry professionals to share insights and engage in constructive dialogue. During the event, Alice Frazier, the President and CEO, along with Shane Bell, the Executive Vice President and CFO, represented Potomac Bancshares and delivered a presentation detailing the company's strategies and operations. This presentation is available for viewing on their investor relations page.

Founded in 1871 as the Bank of Charles Town, Potomac Bank underwent a rebranding on November 3, 2025, emphasizing its focus on community banking. Today, the bank operates a network of nine branches along with two loan production offices, catering to the eastern panhandle of West Virginia, Washington County in Maryland, and northern Virginia. Potomac Bancshares offers a diverse range of financial services across consumer and commercial banking, trust and wealth management, and residential lending, positioning itself as a Small Business Administration (SBA) Preferred Lender.

Over the years, Potomac Bank has garnered significant recognition, including being listed among American Banker’s "Top 200 Community Banks" and "Best Banks to Work For," as well as receiving local accolades from the Journal-News and LoudounNow. The company's shares trade on the OTCID marketplace under the ticker symbol "PTBS." For further information about Potomac Bancshares, Inc. and its offerings, interested individuals can visit their official website.

MWN-AI** Analysis

Potomac Bancshares, Inc. (OTCID: PTBS), participating in the Brean Capital CEO Forum, presents an opportunity for investors to capitalize on a regional banking player with a solid market presence. With a rich history dating back to 1871 and a recent branding transition to Potomac Bank, this institution has positioned itself as a reputable community bank within its operational areas: the eastern panhandle of West Virginia, Washington County, Maryland, and northern Virginia.

The participation in the Brean Capital CEO Forum signifies a commitment to engage with investors and foster relationships that enhance visibility and credibility within the financial markets. Such platforms allow for effective knowledge exchange and are vital in establishing confidence among current and potential investors.

From a financial performance perspective, Potomac Bank’s recognition as one of American Banker's "Top 200 Community Banks" reflects its operational strength. The bank's diverse array of services—from consumer and commercial banking to trust and wealth management—suggests a robust revenue stream with potential for growth. The designation as a Small Business Administration (SBA) Preferred Lender further enhances its standing, particularly as small businesses remain a crucial segment of the economy.

However, investors should exercise caution and conduct further due diligence. Key factors to consider include the bank's financial health metrics—such as net interest margin, loan-to-deposit ratio, and overall asset quality. Additionally, the competitive landscape in community banking warrants awareness, particularly with emerging fintech solutions.

Overall, Potomac Bancshares, Inc. showcases potential for future growth in a well-defined regional market. While current accolades bolster investor sentiment, continuous monitoring of financial performance and market conditions will be essential to fully assessing the risk-reward profile of this investment.

**MWN-AI Summary and Analysis is based on asking OpenAI to summarize and analyze this news release.

Source: PR Newswire

PR Newswire

CHARLES TOWN, W.Va., Feb. 10, 2026 /PRNewswire/ -- Potomac Bancshares, Inc. (OTCID: PTBS), the bank holding company for Potomac Bank, announced its recent participation in the Brean Capital CEO Forum for bank investors and industry professionals, held on Wednesday, February 4, and Thursday, February 5, 2026.

The Forum extended an invitation to Potomac Bancshares, along with other leading banking organizations, to exchange ideas, gain meaningful insights, and engage with bankers and investors in an environment designed to foster thoughtful and productive dialogue.

Alice Frazier, President and CEO of Potomac Bancshares, and Shane Bell, Executive Vice President and CFO, presented on behalf of the company. A copy of their presentation can be found at https://ir.potomac.bank/news-events/presentations/default.aspx, dated February 2, 2026. To learn more about Potomac Bancshares, visit https://ir.potomac.bank.

Brean Capital provides investment banking, equity research, and equity sales & trading professionals to financial institutions, as well as fixed income sales & trading, balance sheet advisory, SBA pooling and other services. To learn more about Brean Capital, visit https://www.breancapital.com/.

About Potomac Bancshares
Potomac Bancshares, Inc. (OTCID: PTBS) is the bank holding company of Potomac Bank, Inc., which was founded in 1871 as Bank of Charles Town and renamed Potomac Bank on November 3, 2025. The Bank conducts operations through its nine-branch network and two loan production offices serving the eastern panhandle of West Virginia, Washington County, Maryland, and northern Virginia. The Bank offers comprehensive financial solutions through its consumer and commercial banking divisions, Trust, Wealth, and BCT Investments divisions, and its Residential Lending mortgage division. The Bank is also proud to serve its communities as a Small Business Administration (SBA) Preferred Lender. Over the past several years, the Bank has received many awards and recognitions, including American Banker's "Top 200 Community Banks" and "Best Banks to Work For", the Journal-News "Best of the Best" award, and the LoudounNow "Loudoun's Favorite" award.

The Company's shares are quoted on the OTCID marketplace under the symbol "PTBS." For more information about Potomac Bancshares, Inc., and the Bank, please visit our website at www.potomac.bank.

SOURCE Potomac Bancshares, Inc.

FAQ**

What key insights did Potomac Bancshares Inc. PTBS share during their presentation at the Brean Capital CEO Forum, and how do these insights align with the bank's strategic goals for 2026?

Potomac Bancshares Inc. (PTBS) highlighted its focus on enhancing digital banking services and expanding community engagement, aligning with their strategic goals for 2026 to increase customer acquisition and satisfaction while optimizing operational efficiency.

How does Potomac Bancshares Inc. PTBS plan to leverage its participation in industry forums like the Brean Capital CEO Forum to enhance investor relations and attract new investors?

Potomac Bancshares Inc. (PTBS) aims to leverage its participation in industry forums like the Brean Capital CEO Forum by showcasing its growth strategy, financial performance, and innovative initiatives to engage potential investors and strengthen existing relationships.

Given that Potomac Bancshares Inc. PTBS operates a network of nine branches and loan production offices, how is the bank addressing the evolving needs of its customers in the current economic landscape?

Potomac Bancshares Inc. PTBS is adapting to the evolving needs of its customers by enhancing digital banking services, offering personalized financial solutions, and maintaining a strong community presence through its nine branches and loan production offices.

What specific initiatives or innovations did Potomac Bancshares Inc. PTBS propose at the Brean Capital CEO Forum to improve their competitive position within the regional banking sector?

At the Brean Capital CEO Forum, Potomac Bancshares Inc. PTBS proposed initiatives like enhancing digital banking services, expanding community outreach, and introducing innovative lending products to strengthen their competitive position within the regional banking sector.

**MWN-AI FAQ is based on asking OpenAI questions about Potomac Bancshares Inc. (OTC: PTBS).

Potomac Bancshares Inc.

NASDAQ: PTBS

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Banking
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CharlesTown

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