Potomac Bank Voted 2025 "Best of the Best" Bank, Financial Planning, Loan Service, and Mortgage Company by Journal-News Readers
MWN-AI** Summary
Potomac Bank has made an impressive mark by being voted the "Best of the Best" in four financial services categories—Bank, Financial Planning, Loan Service, and Mortgage Company—by readers of the Martinsburg Journal-News in their 2025 Readers' Choice Awards. This accolade underscores the institution's commitment to excellence over the years, as it has garnered similar honors for the past six consecutive years.
Founded in 1871 as the Bank of Charles Town, the institution rebranded as Potomac Bank on November 3, 2025, creating a unified identity for its various branches across the Potomac River region. President and CEO Alice P. Frazier expressed immense pride in the recognition, reflecting the bank's dedication to outstanding client service and community engagement.
The award process involved a two-round voting system, where readers nominated their top choices, followed by a final vote that determined the ultimate winners. This thorough selection method highlights Potomac Bank’s strong reputation amongst clients and the wider community.
In addition to these recent honors, Potomac Bank boasts a robust financial presence, with approximately $962 million in assets as of September 30, 2025. The bank provides a diverse array of services, including commercial loans, residential mortgages, and trust management, while operating through multiple locations across West Virginia, Maryland, and Virginia.
Moreover, Potomac Bank has recently been acknowledged by American Banker as a "Top 200 Community Bank," affirming its status as one of the best-performing banks in the United States for its size. Shareholders and potential investors can acquire shares through the OTC market under the symbol "PTBS." For detailed insights and updates, the bank's official website is available at www.potomac.bank.
MWN-AI** Analysis
Potomac Bank, recently rebranded from the Bank of Charles Town, has garnered attention as the "Best of the Best" in four significant financial services categories by the Martinsburg Journal-News Readers' Choice Awards for 2025. This recognition, coupled with its status as a top community bank and a "Best Bank to Work For," positions Potomac Bank as a stable investment opportunity in the financial services sector.
As of September 30, 2025, Potomac Bank boasts approximately $962 million in assets, indicating robust financial health, especially for a community bank. Its diverse offerings—ranging from commercial and residential loans to SBA lending—demonstrate a well-rounded portfolio that can weather fluctuations in market demand. The recognition from local readers emphasizes strong customer relationships and community trust, which are crucial for sustained growth and profitability.
Investors should consider the bank's strategic focus on enhancing customer experience through technology, as seen in its mobile and online banking services. This modernization efforts align with consumer trends favoring digital banking solutions, particularly among younger demographics.
However, potential investors should remain mindful of economic factors impacting the banking sector, such as interest rate fluctuations and regulatory changes. As the Federal Reserve navigates monetary policy, banks with a strong foundation like Potomac Bank are typically better positioned to adapt.
In summary, Potomac Bank appears to be a promising choice for investors looking for stability and growth in the financial services space. The investment in a bank with strong community ties, a growing asset base, and ongoing modernization efforts may yield positive returns in the long run. Monitoring economic conditions and regulatory developments will be essential for making informed investment decisions.
**MWN-AI Summary and Analysis is based on asking OpenAI to summarize and analyze this news release.
PR Newswire
CHARLES TOWN, W.Va., Dec. 9, 2025 /PRNewswire/ -- (OTCID:PTBS) -- Potomac Bank recently announced it was voted the "best" in the Martinsburg Journal-News 2025 Best of the Best Readers' Choice Awards in four financial services categories: Bank, Financial Planning, Loan Service, and Mortgage Company. The bank has received similar Best of the Best honors over the past six years from the same readers' poll. Voting was conducted earlier in the year prior to the bank adopting its new name on November 3, 2025 – Potomac Bank. It was previously named Bank of Charles Town since its founding in 1871. The bank adopted the new name to unify its many offices throughout the Potomac River region under one name. The bank was not sold or merged with another bank.
"To say I am proud of our team is an understatement," stated Alice P. Frazier, President and CEO. "I am thrilled for our employees to be recognized as the 'best' by our clients and community in every primary financial services category. On behalf of everyone at Potomac Bank, we are truly thankful for these highest of honors and are proud to be considered worthy."
The Best of the Best Readers' Choice Awards is an annual reader poll conducted by the Martinsburg Journal-News. Readers may vote once per day for approximately two weeks for their favorite businesses in categories including Entertainment and Travel, Food and Dining, Health and Beauty, Home and Garden, Services, Shopping, Vehicles, and Other. Each category includes sub-categories, such as under Services is listed Banks. There are two rounds of voting. The first round is a nomination round that narrows each category to no more than five businesses. The final round of voting determines the winner and two finalists or runners-up.
To see a full list of the 2025 Best of the Best Readers' Choice Awards winners, click here. (This links to the Martinsburg Journal-News list of winners.)
About Potomac Bank
Founded in 1871 as Bank of Charles Town and renamed Potomac Bank on November 3, 2025, Potomac Bank is a wholly owned subsidiary of Potomac Bancshares, Inc. (OTCID:PTBS). With approximately $962 million in assets as of September 30, 2025, the Company conducts operations through its main office, an additional eight branch offices, and two loan production offices. Offices are located in Jefferson and Berkeley Counties (WV), Washington County (MD), and Loudoun and Stafford Counties (VA). The Bank offers commercial lines and term loans, residential and commercial construction loans, commercial real estate loans, agricultural loans, and government contractor loans. The Bank is also a Small Business Administration (SBA) Preferred Lender. The Residential Lending division offers secondary market and portfolio mortgage loans, one-time close construction to perm loans, as well as home equity loans and lines of credit. For over 70 years, Trust and Wealth has provided caring and personalized trust services, growing into a premier financial management, investment strategies, and estate services provider. The Bank also provides convenient online and mobile banking for individuals, businesses, and local governments plus free access to over 55,000 ATMs through the Allpoint® network plus another approximately 675 free access ATMs through another partnership. Potomac Bank was voted a "Loudoun's Favorite" winner in the 2025 LoudounNow readers' poll in multiple categories: Bank, Financial Planner, Mortgage Company, and Mortgage Broker (Steve Cowen), plus runner-up for Banker (Paul Bice). The Bank was also voted a "Best of the Best" winner in the 2025 Martinsburg Journal-News Readers' Choice Awards in four categories: Bank, Financial Planning, Loan Service, and Mortgage Company. In 2023, American Banker selected Potomac Bank as a "Top 200 Community Bank," an annual listing of the best performing banks in the United States with assets under $2 billion. Since 2019, the Bank has been named a "Best Bank To Work For" by American Banker five times.
The Company's shares are quoted on the OTCID marketplace under the symbol "PTBS." Individuals may purchase shares through one's personal broker. For more information about Potomac Bancshares, Inc., and the Bank, please visit our website at www.potomac.bank.
SOURCE Potomac Bank
FAQ**
How has Potomac Bancshares Inc. (OTCID:PTBS) leveraged its recent accolades from the Martinsburg Journal-News in its marketing strategy to attract new customers and retain existing ones?
In light of Potomac Bancshares Inc. (PTBS) receiving "Best of the Best" awards, what initiatives are planned to further enhance customer satisfaction and maintain its market position?
With Potomac Bancshares Inc. (PTBS) being recognized as a "Top 200 Community Bank," how does the bank plan to capitalize on this reputation to expand its lending services and client base?
Considering the competitive landscape, what steps is Potomac Bancshares Inc. (PTBS) taking to ensure its financial planning and loan services continue to stand out in the industry?
**MWN-AI FAQ is based on asking OpenAI questions about Potomac Bancshares Inc. (OTC: PTBS).
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