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It goes without saying how important it is to start saving at an early age. It makes retirement planning so much easy. However, most of us don’t get that wisdom in our 20s or even in 30s. So many folks don’t think or plan for retirement savings until they are well into their 40s. But it's okay since you could still achieve your goals, though the path will be a bit harder and may require more sacrifices.
For the purpose of this article, let’s assume a hypothetical couple - John and Lisa, both are 50