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My Chinese associates like to quote this saying "????????" which literally means those who go to the hills often would eventually 'meet' a tiger. In the context of COVID-19, if one chooses to ignore the warnings for social distancing and continue to gather in groups in close proximity, the person could eventually be infected by a spreader. In the context of investments, it's a jungle out there and inevitably we encounter some ferocious wild animals who take a bite of our pockets or even eat us alive figuratively.