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If you are fortunate and gifted enough to have attended a good university and landed a well-paying job afterword, your 20s are/were likely not too challenging. You have/had a nice routine of spending 40-50 hours a week in the office, with plenty of time and money to enjoy the “good life” with friends, stay in a comfortable apartment, drive a nice car, enjoy the weekends, and splurge on an Instagram-worthy vacation or two at exotic locations around the world. Life is easy and simple and the good