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Running out of money in retirement is one of the biggest worries that faces investors. Investors who have just retired or are in the process of calling it quits soon are obviously worried what kind of returns they can expect over the next decade. If return assumptions are overly optimistic they stand to lose out and may have to cut back spending or even consider working more than they initially planned. Since this is an issue that has been brought up far too frequently with our members, we decided to