Who exactly is Citizens & Northern (CZNC) ? They are a $1.6 billion total asset sized bank, based in Wellsboro, PA. They provide traditional banking services - taking in deposits and originating loans. Further, they also have a significant investment and insurance business, with almost $950 million in assets under management on the investment service side.
This may sound plain Jane, but they are an exceptional community bank. In fact, in the last year, Citizens & Northern has gone through a vast change. First, they are currently rebranding their image. Their logo has