We must substitute courage for caution.
- Martin Luther King Jr.
Fair Isaac Corporation (FICO) is a predictive analytics company widely known for its consumer credit scoring system. Hitherto, FICO has proved to be a great long-term compounding growth story for investors, outperforming the S&P 500, for years at a stretch. This should come as no surprise, as the company has several admirable qualities, particularly, leadership in key verticals & product categories, end-markets with strong long-term drivers, a strong innovative culture, best-in-class senior management team, consistently good performances across key financial parameters and