In our last Article on Fiserv (FISV), we discussed the phenomenon of bank consolidation and how we did not view it as a threat for Fiserv as a company. Now, we are moving away from the industry discussion and previewing the quarter, in addition to discussing our expectations for 2020 guidance. Based on our strong outlook, we are raising our target price from $123 to $143. Recall that FISV is a provider of financial services technology, working with banks, credit unions, and investment management firms, among other clients. Fiserv provides account processing systems,