Market downturns caused by fear are a key turning point for most investors where confidence in their portfolio and emotional intelligence are tested. The basic theory for making money is buy low and sell high and these are the times that test investors' ability to execute on that very concept. I wanted to write an article to articulate my investment philosophy and hold myself to actual investment decisions to avoid letting emotions lead to major mistakes.
I had around 25% of my portfolio in cash before the market started dropping, as I believed the market