How to retire? One of the most pressing issues of the day. Countless readers turn to Seeking Alpha to handle the challenges that face retirees today. Retirees must know:
- How to plan their cash flows.
- How to build a steady portfolio.
- What levels of expectations are sensible.
It is painful to hear from retirees who state they “NEED” a 14% return each year. Even with risky investments, sustaining 14% annually is an insanely aggressive plan. It certainly wouldn’t be likely to come in a steady sequence. The biggest challenge comes with recessions. Portfolios designed for