Buck social convention and focus on retirement planning from birth. Source
In How To Retire (Your Kid’s Edition): Make New Rules, we discussed the seemingly foreign concept of not creating a college fund for your child, but opting to start saving for their retirement at or around birth.
Ultimately, we’re talking about labels on accounts. Sure, you might face tax and withdrawal restrictions based on the vehicle you choose for your money, but, that aside, the label you put on an account doesn’t restrict, theoretically, how you can spend the cash. If you label