When you're managing your own retirement planning, every dollar invested and every transaction is important. And every dividend is important when you are planning on using the dividends that your portfolio produces to cover expenses once you reach retirement.
This approach takes time: time to save, time to decide on an investment strategy, time to choose an investment, and time to allow dividends to grow. This is why I have named the portfolio that my wife and I are building 'The March to Freedom Fund'. The road to our retirement will be built one purchase