Introduction
Over the past three years, I have developed a number of tactical asset allocation strategies that focus on bond mutual funds and bond ETFs. I would like to share this information with you as a gift (no hidden agenda here). My personal goals are to achieve very low volatility and drawdown in my portfolio, and yet realize returns of 8-10% annually (on average). When I talk about low volatility, I am talking about strategies with annualized standard deviations of 3-5% compared to 12-15% for most equity strategies. In regard to low drawdown, I am