ACI Worldwide Launches Card Payments on Cloud-Native ACI Connetic, Advancing Unified Payments Platform
MWN-AI** Summary
ACI Worldwide has announced the launch of ACI Connetic for Cards, marking a significant advancement in unified payment solutions. This next-generation card payments suite integrates seamlessly within ACI Connetic, recognized as the industry's first unified cloud-native payments hub. ACI's comprehensive card processing solutions, which include acquiring, issuing, and ATM operations, collectively handle over 300 billion card transactions annually. ACI Connetic for Cards encapsulates these capabilities into a modular, cloud-native architecture that manages the full transaction lifecycle, enhancing the overall efficiency of card payment operations.
As the demand for card transactions continues to soar—projected to escalate from 776 billion in 2024 to over 1.1 trillion by 2029—banks find it imperative to evaluate their card processing infrastructures. ACI Connetic provides a roadmap for modernization, allowing financial institutions to adapt at a sustainable pace. CEO Thomas Warsop emphasized the importance of this development, stating that it establishes a foundational shift in how banks function within a digital economy.
The platform's API-first design incorporates embedded fraud management and digital identity capabilities, delivering greater operational agility while maintaining a low-risk environment. As financial institutions seek streamlined operations and enhanced innovation across various payment methods, ACI Connetic for Cards positions itself as a future-ready solution to meet these evolving needs.
Industry players like Solaris SE have recognized the value of ACI's innovative and robust capabilities, citing improved operational control and resilience. This launch reinforces ACI Worldwide's commitment to transforming payment infrastructures, driving growth, and safeguarding against the complexities of modern digital transactions.
MWN-AI** Analysis
ACI Worldwide's recent launch of ACI Connetic for Cards marks a significant advancement in the cloud-native payments landscape, reflecting a strong market trend towards unified payment platforms. The company, known for its extensive experience in the payments sector, now positions itself to meet the growing demand for modern transaction capabilities, especially among banks struggling with outdated infrastructures.
As global card transactions are anticipated to soar to 1.1 trillion by 2029, ACI's solution emphasizes the importance of modernization in card payment processing. Financial institutions will benefit from ACI Connetic’s integrated approach, combining issuing, acquiring, ATM operations, and advanced fraud prevention tools. This presents a compelling opportunity for banks to streamline their operations, enhance resilience, and adopt innovative payment types—all essential in maintaining competitiveness in a rapidly evolving digital marketplace.
Given the increasing adoption of contactless payments and the digitization of B2B transactions, banks are urged to reassess their existing platforms. Investing in a unified, cloud-native architecture not only alleviates operational risks but also provides a low-risk path for innovation. ACI’s platform is designed to evolve, supporting institutions in their quest for flexible, future-ready solutions.
For investors, ACI Worldwide's strategic positioning within this context enhances its long-term growth potential. The company's robust offerings align with market trends favoring digital payment solutions, bolstered by a proven background in transaction processing. As financial institutions prioritize modernization, ACI is well-positioned to capture market share and increase its footprint. In light of these developments, ACI Worldwide is a recommended stock to monitor closely, given its forward-looking approach in an essential sector driven by continual transformation.
**MWN-AI Summary and Analysis is based on asking OpenAI to summarize and analyze this news release.
Next-generation card modernization suite brings decades of proven processing capabilities into a unified, cloud-native architecture
ACI Worldwide (NASDAQ:ACIW), an original innovator in global payments technology, today announced the launch of ACI Connetic for Cards , a next generation, fully integrated, modernized card payments suite within ACI Connetic , the industry’s first unified cloud-native payments hub, bringing together account-to-account (A2A), card payments and AI-driven fraud prevention on one platform.
This press release features multimedia. View the full release here: https://www.businesswire.com/news/home/20260303179249/en/
With ACI’s market?leading Acquiring , Issuing and ATM and Self-Service Banking solutions processing more than 300 billion card transactions annually, ACI Connetic for Cards advances this proven capability - unifying ACI’s global strengths and capabilities onto one next-generation, unified, cloud-native platform. The enterprise grade modular suite supports the full transaction lifecycle of every payment - capturing and authenticating data across all channels, intelligently routing transactions to the appropriate hosts or networks, and securely authorizing and clearing to support settlement of payments between institutions. By unifying these mission-critical functions, ACI Connetic for Cards provides the scale, resiliency and advanced functionality needed to modernize card payment processing operations, drive new customer experiences and business growth.
Despite the rise of real-time payments, cards continue to dominate globally. Fueled by contactless adoption, e-commerce growth and B2B digitization, global card transactions totaled 776 billion in 2024 and are projected to reach 1.1 trillion annually in 2029, a 43 percent increase over 2024. *
As global card usage continues to rise, banks are reassessing how well their existing card platforms can support future demand. Having a clear modernization plan, at a pace that makes sense for each institution, is critical. ACI Connetic for Cards provides the modern architecture to support that journey, whenever banks choose to take it.
“When we introduced ACI Connetic, we set a new benchmark for how banks operate in the digital economy,” said Thomas Warsop, CEO and President, ACI Worldwide. “With ACI Connetic for Cards, we’re bringing that standard to the heart of retail payments — modernizing the issuing, acquiring and ATM capabilities banks depend on. It gives institutions a future-ready foundation that improves flexibility and agility by opening a low-risk path to new services, new payment types and continuous innovation.”
Key Benefits of ACI Connetic for Cards:
- Trusted card payment processing: ACI customers benefit from mature, globally compliant issuing, acquiring and ATM capabilities refined over more than a decade - now also delivered through ACI Connetic to provide a clear pathway to modernization
- Unified payments operations through ACI Connetic: Cloud native, API-first platform with embedded fraud management and digital identity capabilities, fully integrated with account-to-account payments to deliver superior operational efficiency, greater resilience and continuous innovation across the entire payments ecosystem
“Banks need payments infrastructure that can evolve without elevating risk,” said Bill Farris, head of issuing and acquiring at ACI Worldwide. “ACI Connetic for Cards brings card processing and account?to?account payments together on a single, cloud?native platform, enhanced with advanced fraud and identity intelligence to deliver stronger resilience and operational efficiency. This is modern payments infrastructure built to evolve at the pace our customers require without risking stability."
Financial institutions are increasingly turning to unified, cloud-native architectures to streamline operations and drive faster, more agile innovation across all payment types.
“At Solaris, we value both the innovation and the depth of capability delivered through ACI Connetic,” said Peter Hüftlein, head of product accounts, Solaris SE. “The unified, cloud-native approach supports us to simplify operations, accelerate change and innovate across payment types with far greater control. ACI Connetic for our instant payments capabilities gives us a resilient, modern foundation that supports our growth and lets us deliver new customer experiences at speed.”
ACI Connetic was introduced in 2025 as the industry’s first unified, cloud-native platform combining account-to-account payments, card payments and AI driven fraud prevention. Its momentum has continued through 2026 with new deployments and expanded capabilities. ACI Connetic for Cards builds on this progress by applying the same unified approach to modernizing card payment processing operations.
Note to Editors: *Data according to Nilson Report, January 2025
ACI Worldwide , an original innovator in global payments technology, delivers transformative software solutions that power intelligent payments orchestration in real time so banks , billers and merchants can drive growth, while continuously modernizing their payment infrastructures, simply and securely . With nearly 50 years of trusted payments expertise, we combine our global footprint with a local presence to offer enhanced payment experiences to stay ahead of constantly changing payment challenges and opportunities.
© Copyright ACI Worldwide, Inc. 2026
ACI, ACI Worldwide, ACI Payments, Inc., ACI Pay, Speedpay, and all ACI product/solution names are trademarks or registered trademarks of ACI Worldwide, Inc., or one of its subsidiaries, in the United States, other countries, or both. Other parties’ trademarks referenced are the property of their respective owners.
View source version on businesswire.com: https://www.businesswire.com/news/home/20260303179249/en/
Katrin Boettger | Communications and Corporate Affairs Director | katrin.boettger@aciworldwide.com
Pierce Rohrmann | Head of Communications and Corporate Affairs | pierce.rohrmann@aciworldwide.com
FAQ**
How does ACI Connetic for Cards position ACI Worldwide Inc. ACIW in the competitive landscape of payments technology, especially with its unified, cloud-native architecture?
What specific advantages does ACI Connetic for Cards offer over traditional card payment processing systems, and how does it enhance ACI Worldwide Inc. ACIW’s operational efficiency?
Considering the projected growth in global card transactions, how is ACI Worldwide Inc. ACIW leveraging ACI Connetic for Cards to meet future demand in the payments sector?
In what ways does ACI Connetic for Cards improve fraud prevention measures, and how does this innovation support ACI Worldwide Inc. ACIW's commitment to secure payment solutions?
**MWN-AI FAQ is based on asking OpenAI questions about ACI Worldwide Inc. (NASDAQ: ACIW).
NASDAQ: ACIW
ACIW Trading
-0.21% G/L:
$42.03 Last:
278,004 Volume:
$42.41 Open:
