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$2 Million Should Be Enough To Retire

Source: SeekingAlpha

2026-06-05 09:00:13 ET

Congratulations, you made it!

It's been a popular topic this year among financial planners, a pinpointed 'optimal' retirement milestone. For those who have been saving diligently in US equities ( SPY )( QQQ )( IVV )( DIA ) over the past decade, hitting $2 million across all your liquid financial assets [those that can be easily turned into cash] is a rare feat, but likely more common here on Seeking Alpha than on other media platforms. This amount, when combined with Social Security, should not only make for a six-figure annual retirement income but also a nest egg that grows substantially. The majority of retirees in this category, using a 4-5% withdrawal rate, will end up with more by the end of retirement than they started with....

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$2 Million Should Be Enough To Retire
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