Is This Super Software Stock a Buy After Its Dramatic 86% Decline? Here's What Wall Street Thinks

2026-02-24 21:25:00 ET

Bill Holdings (NYSE: BILL) offers a portfolio of software products designed to help small and medium-sized businesses (SMBs) manage their accounts receivable, accounts payable, and budgeting workflows more efficiently. Software stocks have fallen out of favor recently as investors worry that artificial intelligence (AI) will shrink the workforce (and therefore demand for software licenses), and also help businesses build their own software, thus reducing their reliance on external vendors.

I don't think those concerns apply to Bill for two reasons:

With all of that said, Bill stock has been declining since the 2021 tech boom ran out of steam, and it's currently down 86% from its record high. The stock is currently the cheapest it has ever been by at least one widely used valuation metric, and the majority of the analysts tracked by The Wall Street Journal think it's time to buy, with not a single one recommending selling. Here's why their bullish stance might be justified.

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