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Central Pacific Financial Corp. Announces Conference Call to Discuss Fourth Quarter 2025 Financial Results

MWN-AI** Summary

Central Pacific Financial Corp. (NYSE: CPF), the parent company of Central Pacific Bank, has announced plans to release its fourth quarter financial results for 2025 on January 28, 2026, before the stock market opens. In conjunction with this release, the management team will conduct a conference call and a live audio webcast to discuss the financial outcomes. This event is scheduled for 1:00 p.m. Eastern Time (8:00 a.m. Hawaii Time) on the same day.

Individuals interested in participating in the conference call can do so by dialing 1-800-715-9871 and entering the conference ID 6299769. Additionally, registration for the live webcast is available through the following link: https://events.q4inc.com/attendee/865518779. Participants and investors can access the webcast and a corresponding slide presentation via the company’s investor relations website at https://ir.cpb.bank.

For those unable to attend the live session, a replay of the conference call will be accessible until February 27, 2026, by calling 1-800-770-2030 (conference ID 6299769) or can also be found on the investor relations website.

Central Pacific Financial Corp., a bank holding entity based in Hawaii, reported assets totaling approximately $7.42 billion as of September 30, 2025. Its primary subsidiary, Central Pacific Bank, maintains an extensive network of 27 branches and 55 ATMs across the state of Hawaii. For further information regarding Central Pacific Financial Corp., interested parties may visit their website at http://www.cpb.bank.

For any inquiries, investor contact Jayrald Rabago and media contact Tim Sakahara have provided their contact details, underscoring the company's commitment to clear communication with stakeholders.

MWN-AI** Analysis

Central Pacific Financial Corp. (NYSE: CPF) is positioned to provide critical financial insights during its upcoming conference call set for January 28, 2026. Analysts and investors should pay close attention to the discussion expected to follow the announcement of fourth quarter financial results, particularly in light of economic conditions that have impacted financial institutions broadly.

As of the latest available data, Central Pacific Financial boasts approximately $7.42 billion in assets, underscoring its substantial presence in the Hawaii banking market, operating across 27 branches. Investors should keenly examine key metrics that will be discussed in the call, including net interest margin, non-performing loans, and overall asset quality—factors that can provide insight into the bank’s liquidity and profitability in a fluctuating interest rate environment.

Given the potential for changing macroeconomic conditions, including interest rate adjustments and economic growth forecasts, market participants should consider the implications of these results on CPF’s stock performance. Historically, banks like CPF may face pressures if economic uncertainty leads to increases in default rates or a decline in consumer borrowing. Conversely, a strong earnings report coupled with positive guidance might present a compelling investment opportunity, particularly in the context of recovery and growth in the Hawaiian economy, which is heavily tourism-dependent.

For investors contemplating movements in CPF, listening to the conference call and analyzing the associated presentation materials will be essential.

The stock may also react to the management's forward-looking statements regarding potential strategic initiatives, regulatory changes, or capital adequacy positions, so be prepared for shifts in sentiment post-call. As always, make investment decisions based on comprehensive analysis and alignment with risk tolerance and financial objectives.

**MWN-AI Summary and Analysis is based on asking OpenAI to summarize and analyze this news release.

Source: Business Wire

Central Pacific Financial Corp. (NYSE: CPF), parent company of Central Pacific Bank, will release its fourth quarter 2025 earnings on January 28, 2026, before the open of the New York Stock Exchange. Management will review the results by conference call and live audio webcast beginning at 1:00 p.m. Eastern Time (8:00 a.m. Hawaii Time) on January 28, 2026.

Interested parties may listen to the conference by calling 1-800-715-9871 (conference ID: 6299769), or by registering for the webcast at the following link: https://events.q4inc.com/attendee/865518779 . The Company’s investor relations website, https://ir.cpb.bank , will also include a link to the webcast and a slide presentation.

A replay of the call will be available through February 27, 2026, by dialing 1-800-770-2030 (conference ID: 6299769) and on the Company’s investor relations website.

About Central Pacific Financial Corp.

Central Pacific Financial Corp. is a Hawaii-based bank holding company with approximately $7.42 billion in assets as of September 30, 2025. Central Pacific Bank, its primary subsidiary, operates 27 branches and 55 ATMs in the State of Hawaii. For additional information, please visit the Company's website at: http://www.cpb.bank

Equal Housing Lender
Member FDIC
CPF Listed NYSE

View source version on businesswire.com: https://www.businesswire.com/news/home/20260114702336/en/

Investor Contact:
Jayrald Rabago
Senior Strategic Financial Officer
(808) 544-3556
jayrald.rabago@cpb.bank

Media Contact:
Tim Sakahara
Corporate Communications Manager
(808) 544-5125
tim.sakahara@cpb.bank

FAQ**

How does Central Pacific Financial Corp New CPF plan to leverage its $7.42 billion in assets to increase profitability in the upcoming fiscal year?

Central Pacific Financial Corp (CPF) plans to leverage its $7.42 billion in assets by enhancing its loan portfolio diversification, optimizing cost management, and focusing on growing its interest income through strategic lending initiatives aimed at increasing profitability in the upcoming fiscal year.

2. What key metrics should investors focus on during the fourth quarter earnings call for Central Pacific Financial Corp New CPF to assess future performance?

Investors should focus on key metrics such as net interest margin, loan growth, non-performing assets, cost-to-income ratio, and guidance on economic conditions affecting consumer and commercial lending during Central Pacific Financial Corp's Q4 earnings call.

3. How has Central Pacific Financial Corp New CPF adapted its business strategy in response to economic changes in Hawaii since the last earnings report?

Since the last earnings report, Central Pacific Financial Corp (CPF) has adapted its business strategy by diversifying its loan portfolio, enhancing digital banking services, and implementing cost control measures to address the economic shifts in Hawaii.

4. Can you provide insights on potential growth opportunities for Central Pacific Financial Corp New CPF as it continues to expand its branch and ATM network in Hawaii?

Central Pacific Financial Corp (CPF) can leverage its expansion of branches and ATMs in Hawaii by enhancing customer accessibility, promoting digital banking services, and targeting underserved markets to drive deposit growth and improve local market share.

**MWN-AI FAQ is based on asking OpenAI questions about Central Pacific Financial Corp New (NYSE: CPF).

Central Pacific Financial Corp New

NASDAQ: CPF

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