FIRST BANCSHARES, INC. ANNOUNCES ANNUAL CASH DIVIDEND OF $0.50 PER SHARE

First Bancshares, Inc. (OTCQX: FBSI), the parent company of Stockmens Bank based in Colorado Springs, Colorado, has announced an annual cash dividend of $0.50 per share. This dividend will be distributed on April 15, 2026, to shareholders on record as of the close of business on April 1, 2026. This decision reflects the Board of Directors' confidence in the stability and performance of the company, positioning it as a reliable option for investors seeking dividend income.

First Bancshares operates Stockmens Bank, a FDIC-insured commercial bank with a significant footprint in the Missouri region, including Mountain Grove, Marshfield, and several other cities, as well as branches in Akron, Colorado, and Bartley, Nebraska. Through these locations, the bank provides a range of financial services catering to both individual customers and businesses.

In their communications, the company includes cautionary notes regarding forward-looking statements, which encompass expectations about financial performance, customer growth, and operational results. These statements are made under the provisions of the Private Securities Litigation Reform Act of 1995 and indicate that actual performance may differ due to various economic factors. Potential influences include the overall health of the U.S. economy, changes in interest rates by the Federal Reserve, and shifts in consumer behaviors, among others.

First Bancshares emphasizes that the listed factors, while significant, are not exhaustive, and it does not commit to updating its forward-looking statements, allowing it to remain agile in a changing economic landscape. For inquiries, Robert M. Alexander, Chairman and CEO, is available for contact.

First Bancshares, Inc. (OTCQX: FBSI) recently announced an annual cash dividend of $0.50 per share, illustrating the company’s commitment to returning value to its shareholders. This decision is indicative of the firm’s robust financial health and operational stability, particularly in the aftermath of ongoing economic fluctuations. With a payout date set for April 15, 2026, and a record date of April 1, 2026, the dividend presents an attractive yield that investors may find appealing, especially in a low-interest-rate environment.

First Bancshares operates Stockmens Bank, with a presence primarily in Colorado and Missouri. Its dual-state footprint allows the bank to diversify its client base, which can mitigate risks associated with localized economic downturns. Given the bank’s FDIC insurance and regulatory oversight, investors can have confidence in its operational framework. However, potential investors should remain vigilant regarding the cautionary notes surrounding forward-looking statements that suggest potential volatility based on interest rate policies, economic conditions, and competitive dynamics.

Investors might consider the context of the broader banking sector, navigating the current landscape shaped by the Federal Reserve's monetary policies and inflationary pressures. As interest rates rise, banks generally experience improved net interest margins, which could bolster First Bancshares' profitability going forward. However, the company must maintain strong credit quality to capitalize on these opportunities effectively.

For a long-term investment strategy, FBSI may represent a sound choice, especially for income-focused investors drawn to the dividend. Nevertheless, it's prudent to assess ongoing financial performance metrics and economic indicators closely. Monitoring the company's quarterly results and management's strategic responses to economic changes will be essential for any potential investor looking to engage with First Bancshares.