FIRST UNITED CORPORATION ANNOUNCES FIRST QUARTER 2026 DIVIDEND

First United Corporation (NASDAQ: FUNC), based in Oakland, Maryland, has declared a cash dividend of $0.26 per share for the first quarter of 2026. This decision was made by the Board of Directors and the dividend will be payable on February 2, 2026, to shareholders on record as of the close of business on January 16, 2026. This announcement reflects the corporation’s ongoing commitment to return value to its shareholders amid a competitive banking landscape.

First United Corporation operates as the parent entity of First United Bank & Trust, which offers a variety of commercial banking services. In addition to its core banking operations, the corporation owns several subsidiaries including OakFirst Loan Center, Inc. and OakFirst Loan Center, LLC, which focus on finance solutions, and First OREO Trust that manages real estate acquired through foreclosure activities.

Moreover, the organization plays a role in community development through its ownership interests in partnerships aimed at developing low-income housing units in Garrett and Allegany Counties in Maryland. These initiatives highlight First United’s commitment not only to financial performance but also to community engagement and support.

The corporation's consistent dividend payments are a positive indicator of its financial health, reflecting robust earnings and a well-managed balance sheet. Investors looking for income-generating investments may find First United Corporation’s stock an appealing option, especially with the payout set to enhance shareholder returns in the early part of 2026. For more information, the Corporation's official website is available at www.mybank.com.

First United Corporation (NASDAQ: FUNC) has announced a quarterly cash dividend of $0.26 per share, highlighting the company's commitment to returning value to its shareholders. This dividend will be payable on February 2, 2026, to stockholders on record as of January 16, 2026. Given the financial health of First United and its strategic operations, there are several factors to consider for current and potential investors.

Firstly, the consistency of dividend payments is an essential indicator of financial stability. First United's ability to maintain a solid dividend amidst varied market conditions suggests a robust business model and effective management strategies. With its focus on commercial banking and finance, particularly through its subsidiaries, the corporation seems well-positioned to navigate current economic challenges.

Furthermore, the company’s involvement in low-income housing through partnerships may provide additional revenue stability and potential for growth, particularly in light of government incentives for developing affordable housing. This diversification may help shield the corporation from fluctuations in traditional banking revenues and could attract socially conscious investors.

However, potential investors should remain aware of the broader economic context, including interest rates, inflation, and regulatory changes impacting the banking sector. As inflation continues to trend higher, banks like First United may face margin pressures. Therefore, it is critical to watch how the company manages its operating costs and loan portfolios.

In conclusion, First United Corporation presents itself as a solid investment option, particularly for those interested in dividend income and socially responsible investments. However, as with any investment, prospective shareholders should conduct thorough due diligence and consider both macroeconomic conditions and company-specific performance metrics before making decisions.