Stock Market Wire News Logo
Stock Market Wire News Logo
    • Login
    • Sign Up

Ad

Investor Relations

HTLF Stock - Heartland Financial USA Stock Trading


home / stock / htlf

HTLF HTLF Quote HTLF Short HTLF News HTLF Articles HTLF Message Board

MWN AI Summary *

Heartland Financial USA Inc. (NASDAQ: HTLF) is a bank holding company that operates a network of community banks primarily across the Midwest and Western United States. Founded in 1981, the company has experienced significant growth through a combination of organic expansion and strategic acquisitions. HTLF provides a broad array of financial services, including commercial banking, consumer banking, and wealth management, catering to diverse customer needs.

As of October 2023, Heartland operates under several subsidiary banks, such as the Heartland Bank & Trust Company and Bank of the West, allowing it to maintain a substantial footprint in key markets. The company’s focus on community banking is underscored by its commitment to personal service and local decision-making, which helps it build strong relationships with customers.

Financially, HTLF has demonstrated resilience and growth. Its revenue streams are primarily derived from net interest income and non-interest income, reflecting a balanced approach to banking. The company has been proactive in managing its loan portfolio, with pain points generally related to credit quality and economic fluctuations. Heartland has consistently emphasized its commitment to strong asset quality, leading to a relatively low level of non-performing loans in comparison to industry averages.

In addition to its robust banking operations, HTLF has also embraced technology, investing in digital banking platforms to enhance customer experience and streamline operations. This digital transition is crucial for competing in today’s fast-evolving financial landscape.

Looking ahead, Heartland Financial USA Inc. plans to continue its growth trajectory by leveraging its community-centric approach and sound financial practices, while exploring opportunities for additional acquisitions that can complement its existing banking franchises. Overall, HTLF represents a solid investment prospect for those interested in the dynamic landscape of regional banks in the U.S.

MWN AI Analysis *

Heartland Financial USA Inc. (NASDAQ: HTLF) is a regional bank holding company that has shown resilience in a challenging economic landscape, making it an interesting option for investors seeking opportunities in the financial sector. As of October 2023, HTLF has consistently demonstrated a solid financial performance, characterized by steady revenue growth, a diversified loan portfolio, and a strategic expansion into broader markets.

In analyzing HTLF's recent performance metrics, the company has reported stable net interest margins and a strong return on assets (ROA), indicative of effective asset management and operational efficiency. With an emphasis on community banking, HTLF's localized approach allows it to develop strong relationships with clients, which is essential in maintaining customer loyalty and low default rates.

The bank's strategic acquisitions over recent years have significantly enhanced its footprint, especially in the Midwest region. This geographical diversification can mitigate risks associated with economic fluctuations in specific local markets. Moreover, Heartland's focus on technological investment to improve customer experience positions it favorably in an increasingly digital banking environment.

However, potential investors should consider several risks. The competitive landscape within the banking sector remains fierce, particularly with the rise of fintech companies that threaten traditional banking operations. Additionally, interest rate fluctuations and economic uncertainties could impact loan demand and profitability.

In light of these factors, HTLF could be suitable for investors seeking exposure to a fundamentally strong regional bank with growth potential. A moderate buy rating can be recommended based on the company's solid fundamentals, prudent risk management practices, and growth strategies. Nonetheless, investors should also stay informed about broader economic indicators, interest rate trends, and industry changes that may affect Heartland's future performance. Balancing these insights will be key for making informed investment decisions regarding HTLF.

* MWN AI Summary and Analysis is based on asking OpenAI to summarize and analyze the company and stock symbol.


About | Heartland Financial USA Inc. (NASDAQ:HTLF)

Heartland Financial USA Inc is a multi-bank holding company that offers a wide range of commercial, small business, and consumer banking services to businesses, including public sector and non-profit entities, and individuals. It also provides traditional and non-traditional service channels including online banking, mobile banking, and telephone banking. It operates through its one reportable segment that is Community banking and generates revenue from the same.

Quote | Heartland Financial USA Inc. (NASDAQ:HTLF)

Last:$64.67
Change Percent: -3.11%
Open:$66.68
Close:$64.67
High:$66.91
Low:$63.8
Volume:3,034,803
Last Trade Date Time:01/31/2025 03:00:00 am

News | Heartland Financial USA Inc. (NASDAQ:HTLF)

  • HBT Financial, Inc. to Announce Second Quarter 2025 Financial Results on July 21, 2025

    BLOOMINGTON, Ill., July 08, 2025 (GLOBE NEWSWIRE) -- HBT Financial, Inc. (NASDAQ: HBT) (the “Company” or “HBT Financial”), the holding company for Heartland Bank and Trust Company, today announced that it will issue its second quarter 2025 financial results before the ...

    • July 08, 2025 08:00:00 am

    • |
    • GlobeNewswire
    • |
      • HTLF Stock
      • HTLF Quote
      • HTLF Short
      • HTLF News
      • HTLF Articles
      • HTLF Message Board
  • HBT Financial, Inc. Announces First Quarter 2025 Financial Results

    First Quarter Highlights Net income of $19.1 million, or $0.60 per diluted share; return on average assets (“ROAA”) of 1.54%; return on average stockholders' equity (“ROAE”) of 13.95%; and return on average tangible common equity (“ROATCE”...

    • April 21, 2025 07:05:00 am

    • |
    • GlobeNewswire
    • |
      • HTLF Stock
      • HTLF Quote
      • HTLF Short
      • HTLF News
      • HTLF Articles
      • HTLF Message Board

Message Board Posts | Heartland Financial USA Inc. (NASDAQ:HTLF)

Subject By Source When
whytestocks: $HTLF News Article - HBT Financial, Inc. Announces First Quarter 2023 Financial Results whytestocks investorshangout 04/26/2023 12:05:51 PM
Earning call 1/31: Sign up and ask, the Long_shortguy investorshub 01/25/2022 4:22:36 PM
Heartland-Financial, Minnesota Bank & Trust Commits Corporate Suicide Saving Grace investorshub 01/17/2022 2:00:57 AM
whytestocks: $HTLF News Article - Barry Orr Joins Heartland Financial USA, Inc. Board of Directors whytestocks investorshangout 07/26/2019 6:20:41 PM
DennyT: HTLF 35.13 Heartland Financial USA $HTLF Hit a 52 week high of 35.79 Closing the day 14:55 a DennyT investorshangout 04/29/2015 7:49:31 PM

MWN AI FAQ **

What recent financial performance indicators have been reported by Heartland Financial USA Inc. (NASDAQ: HTLF) that could impact its stock valuation in the coming quarters?

Heartland Financial USA Inc. (NASDAQ: HTLF) reported a strong increase in net interest income and improved loan growth, alongside a rise in non-performing assets, which could significantly influence its stock valuation in upcoming quarters.

How does Heartland Financial USA Inc. HTLF plan to expand its market presence amid increasing competition in the banking sector?

Heartland Financial USA Inc. (HTLF) aims to expand its market presence by focusing on strategic acquisitions, enhancing digital banking services, and improving customer experience to capture a broader customer base amid rising competition in the banking sector.

What risks and opportunities does Heartland Financial USA Inc. (NASDAQ: HTLF) face in the current economic environment?

Heartland Financial USA Inc. (NASDAQ: HTLF) faces risks from potential interest rate fluctuations and economic downturns but also opportunities from expanding its digital banking services and capitalizing on regional growth in underserved markets.

How has Heartland Financial USA Inc. HTLF adjusted its lending strategies in response to interest rate changes over the past year?

Heartland Financial USA Inc. has adjusted its lending strategies by shifting focus towards higher-margin loan products, enhancing underwriting practices, and strategically managing interest rate risk to maintain profitability amidst fluctuating interest rates over the past year.

** MWN AI Questions are based on asking OpenAI to ask and answer four questions about the company and stock symbol.

Stock Information

Get HTLF Alerts

News, Short Squeeze, Breakout and More Instantly...

Heartland Financial USA Inc. Company Name:

HTLF Stock Symbol:

NASDAQ Market:

-3.11% G/L:

$64.67 Last:

3,034,803 Volume:

$66.68 Open:

$64.67 Close:

Heartland Financial USA Inc. Website:

Heartland Financial USA Inc. Logo

Ad

Investor Relations
RECENT HTLF NEWS
  • HTLF - HBT Financial, Inc. to Announce Second Quarter 2025 Financial Results on July 21, 2025

    BLOOMINGTON, Ill., July 08, 2025 (GLOBE NEWSWIRE) -- HBT Financial, Inc. (NASDAQ: HBT) (the “Company” or “HBT Financial”), the holding company for Heartland Bank and Trust Company, today announced that it will issue its second quarter 2025 financial results before the ...

  • HTLF - HBT Financial, Inc. Announces First Quarter 2025 Financial Results

    First Quarter Highlights Net income of $19.1 million, or $0.60 per diluted share; return on average assets (“ROAA”) of 1.54%; return on average stockholders' equity (“ROAE”) of 13.95%; and return on average tangible common equity (“ROATCE”...

  • HTLF - HBT Financial, Inc. to Announce First Quarter 2025 Financial Results on April 21, 2025

    BLOOMINGTON, Ill., April 07, 2025 (GLOBE NEWSWIRE) --  HBT Financial, Inc. (NASDAQ: HBT) (the “Company” or “HBT Financial”), the holding company for Heartland Bank and Trust Company, today announced that it will issue its first quarter 2025 financial results befor...

  • Research
  • Stock Search
  • News Releases
  • Articles
  • Topics
  • Message Boards
  • Trending Stocks
  • Trending Feed
  • Trending Alerts
  • Watchlist
  • Short Information
  • Stock Wall
  • Link Twitter
  • Sign Up
  • Login
  • Contact

Link your X Account

Link your X Account to Market Wire News

When you linking your X Account Market Wire News Trending Stocks news and your Portfolio Stocks News will automatically tweet from your X account.

Be alerted of any news about your stocks and see what other stocks are trending.



Connect with Us

Join our Telegram Alerts Channel

Telegram

Join our Discord

Discord

Get HTLF Alerts

Get HTLF Alerts

News, Short Squeeze, Breakout and More Instantly...

Sign up or login to continue

Sign up or login to continue.


Forgot password?




Mobile Number Subscribers

Market Wire News provides notifications to customers about updates, service, reminders, or products. Current and new customers of Market Wire News will enter their mobile numbers on a web opt-in form https://marketwirenews.com. Supported Carriers are as follows Alltel, AT&T, Cincinnati Bell, Dobson Cellular Systems, Inter Op, MetroPCS®, Nextel Communications, Sprint PCS, T-Mobile®, U.S. Cellular®, Verizon Wireless, and Virgin Mobile U.S. T-Mobile® is not liable for delayed or undelivered messages. There are no premium charges for joining Market Wire News service. Message and data rates may apply. Subscribers to Market Wire News service may receive up to 500 per month.

How to Opt Out

To opt-out of the Market Wire News program, send or text STOP, END, QUIT, CANCEL or UNSUBSCRIBE to (844) 931-3999. An unsubscribe message will be sent to your number confirming the cancellation, but no more messages will be sent after that one.

Mobile Support

For support or information about a Market Wire News, send or text HELP to (844) 931-3999. Optionally, you may email support@marketwirenews.com.


Disclaimer

This electronic content is for the purposes of solicitation subscriptions for Market Wire News. Market Wire News expects to generate new advertisement revenue resulting from the distribution of this electronic content. The amount of which is unknown at this time. Market Wire News is not a registered investment adviser or broker-dealer. This electronic content does not provide a professional analysis of a any stock financial position. any stock's financial position and all other information regarding the featured Company should be verified directly with any stock. This electronic content is provided as an information service only, and any statements and opinions in this electronic content should not be construed as an offer or solicitation to buy or sell any security. Market Wire News accepts no liability for any loss arising from an investor's reliance on or use of this electronic content. An investment in any company is considered to be highly speculative and should not be considered unless a person can afford a complete loss of investment. Market Wire News does not own, buy, sell or plans to own, buy, sell, and of any stock's shares. This electronic content contains forward-looking statements, which involve risks, and uncertainties that may cause actual results to differ materially from those set forth in the forward-looking statements. Please read our full disclaimer for compensation and more detailed information.

Advertise

Brand your company, advertise your products or services with our ad programs.

Advertise

Research

Stock Search

News Releases

Articles

Message Boards

Trending Stocks

Short Information

Stock Wall

Members

Log In

Sign Up

Stay Connected

| X

| Facebook

| BlueSky

| LinkedIn

| Telegram

| Discord


Contact

Privacy

Terms of Service

Disclaimer

© 2025 Market Wire News 1